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Which compliance features does Spring offer?
Which compliance features does Spring offer?
Håkon Øverby avatar
Written by Håkon Øverby
Updated over 3 months ago

Spring Risk Shield

Our risk platform keeps you and your members safe through comprehensive screenings and reviews.

  • Identity verification: We verify investor identities, screen for fraudulent IDs, and spot potential risks.

  • Sanctions and watchlist checks: Screenings to help you steer clear of those involved in serious offenses like terrorism.

  • Adverse media screening: Check media sources to uncover any connections to financial crimes, corruption, or scams.

  • Onchain wallet screening (KYT): screen against sanctions lists for risky crypto interactions.

  • Politically Exposed Person (PEP) assessment: We’ll flag any risks related to PEPs.

  • Compliance support: We offer additional compliance support for you to ask questions about your unique risk requirements and how Spring can address these.

How does the Risk Shield keep me safe?

  • Avoid being punished for unintentionally violating global sanctions lists.sanctions

  • Maintain integrity by preventing any funds from inadvertently supporting terrorism.

  • Protect your reputation by identifying investors linked to unethical or illegal activities.

  • Manage risks for Politically Exposed Persons (PEPs).

ID collection and verification

Spring collects and verifies the identification of your investors prior to investment. Only investors who are KYC-approved can invest.

  • Investors must sign in with a valid ID, which in turn is verified and approved

  • Investors must provide a live selfie to confirm that the person signing in is the same as the person on the ID that has been collected.

If we find any suspicious behavior or high-risk issues relating to an investor in your portfolio, you will be notified by Spring's compliance department.

Sanctions and watchlist screening

For all investors who have successfully completed the ID verification, Spring conducts automated sanctions and watchlist screening:

  • The screening checks whether the investor is on the sanctions list of the UN, EU, US, UK as well as watchlists of other selected jurisdictions.

  • The sanctions screening also includes checks of the investor’s wallet address(es) against OFAC crypto sanctions.

If an investor in your portfolio is found to be exposed (directly or indirectly) to sanctions, you will be notified by Spring's compliance department.

Adverse media screening

For all investors who have successfully completed the ID verification, Spring conducts automated adverse media screening. This entails checks of online media and news sources for negative references to the name and date of birth of each investor. The checks cover adverse areas such as:

  • cybercrime

  • money laundering

  • terrorist financing and terrorism

  • violent and non-violent crimes

  • financial crime

  • fraud and scam

  • narcotics

  • regulatory breaches (including FATF and EU)

If we find any adverse information relating to an investor in your portfolio, you will be notified by Spring's compliance department.

Politically exposed persons (PEP) screening

For all investors who have successfully completed the ID verification, Spring conducts automated checks to uncover if the investor is a politically exposed person (PEP). Our PEP checks cover global sources and are based on the FATFs definition and classification for PEP.

Read more about what a PEP is and why it matters here.

Read more about why PEPs can be risky here.

On-chain wallet and transaction screening

Spring conducts on-chain screenings of wallets and transactions of investors that have been identified as high-risk. Read more about on-chain transaction screening here.

If we uncover that an investor in your portfolio is linked to illegal or illicit activities, you will be notified by Spring's compliance department.

Compliance support

If you have any questions relating to Spring's compliance features, our compliance department will assist you. As a Spring customer, you also get access to a monthly session with our Head of Compliance to discuss the risk profile of your investors and guidance on how you can use Spring's compliance services to manage risk effectively.

Disclaimer: Spring does not offer legal or advisory services. The aim of compliance support is to enable our customers to take full advantage of the compliance functionality we have embedded in our platform.

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